LHV Hire-Purchase makes it possible to pay for goods in instalments.

  • We will respond to your application within a few minutes.
  • Deposit starting from EUR 0.
  • Interest from 15.9%, which is calculated on the loan balance.

LHV Hire-Purchase works as follows:

You will be redirected to LHV’s environment, where you can fill in an application after logging in.

You will receive an answer within 15 minutes on Mon–Sun from 9.00–21.00, at the e-mail address provided in the application. After receiving a positive answer, you can select a suitable monthly instalment, deposit and payment date in the same environment, and sign the agreement digitally.

If you have any questions, please contact LHV’s Hire-Purchase customer support on 680-2700, finance@lhv.ee (Mon–Sun 9.00–21.00).

Terms and Conditions of Hire-Purchase

  • A decision granting Hire-Purchase is valid for 90 days. During this period, you can apply the offered limit to purchase goods and services.
  • The applicant’s minimum monthly income is EUR 250.
  • Contract fee starting from EUR 19.90.
  • Term of contract up to 48 months.


Hire-Purchase is offered by AS LHV Finance. Review the Terms and Conditions at the point of sale or at the address lhv.ee/jarelmaks and ask for advice from our specialist.