LHV Hire-Purchase makes it possible to pay for goods in instalments.

  • We will respond to your application within a few minutes.
  • Deposit starting from EUR 0.
  • Interest from 15.9%, which is calculated on the loan balance.
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LHV Hire-Purchase works as follows:

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You will be redirected to LHV’s environment, where you can fill in an application after logging in.

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You will receive an answer within 15 minutes on Mon–Sun from 9.00–21.00, at the e-mail address provided in the application. After receiving a positive answer, you can select a suitable monthly instalment, deposit and payment date in the same environment, and sign the agreement digitally.

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If you have any questions, please contact LHV’s Hire-Purchase customer support on 680-2700, finance@lhv.ee (Mon–Sun 9.00–21.00).

Terms and Conditions of Hire-Purchase

  • A decision granting Hire-Purchase is valid for 90 days. During this period, you can apply the offered limit to purchase goods and services.
  • The applicant’s minimum monthly income is EUR 250.
  • Contract fee starting from EUR 19.90.
  • Term of contract up to 48 months.


Hire-Purchase is offered by AS LHV Finance. Review the Terms and Conditions at the point of sale or at the address lhv.ee/jarelmaks and ask for advice from our specialist.